The Asquith Group Asia, Tokyo Japan on Privacy Policy

Introduction

Thank you for visiting www.theasquithgroup.com and, if applicable, choosing to use our Services. We try to make our Privacy Policy easy to understand so that you are informed as to how we use your information. This Privacy Policy, like our Terms of Service, is an integral part of using our Service; therefore you must completely agree to our Privacy Policy in order to use our Site or Service. If you are under 18 please stop using our Service immediately.

Information Collected

Identifying information submitted by you

When inquiring about our financial services, you will be required to supply your name, email and phone number. Additionally, we may collect your relevant financial information.

Non-Identifying information

Whenever you visit our Site, we may collect non-identifying information from you, such as your IP address, interactions with the Site and Service, referring URL, browser, operating system, cookie information, usage, data transferred and Internet Service Provider. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party such as your wireless provider, this information alone cannot usually be used to identify you.

Use of your information

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

We will never sell, transfer or give your information to a third party without your permission. However, you agree that we may use your information:

· To enhance or improve our users’ experiences.

· To provide our Service to you.

· To contact you and to respond to inquiries.

· To process transactions.

· To register for an account and use our Service.

Additionally, we may give your information to law enforcement if we are compelled to by a court order, if there has been a violation of any EU laws, international laws or if a violation of the Terms of Service or Privacy Policy has occurred.

Accessing, editing and removing your information

You will not be able to edit any information submitted through our Site or Service. Additionally, you will be unable to opt of our data collection practices. If you want your information to be removed from our database please contact us. We will generally endeavour to delete our database of user information at regular intervals, but we cannot guarantee that your information has been or will be deleted immediately. Although some changes may occur immediately, information may still be stored in a web browser’s cache. We take no responsibility for stored information in your cache, or in other devices that may store information, and disclaim all liability of such. Additionally, after deletion of your information your data may be stored by us for up to 2 years for legal liability purposes.

Third party access to your information

Although you are entering into an Agreement with The Asquith Group to disclose your information to us, we do use third party individuals and organizations to assist us, including contractors, web hosts, and others.

Throughout the course of our provision of our Services to you, we may delegate our authority to collect, access, use, and disseminate your information. For example, when you submit a form with personally identifiable information to us, that information will be disseminated or forwarded through our Service to your local law enforcement agency.

It is therefore necessary that you grant the third parties we may use in the course of our business the same rights that you afford us under this Privacy Policy. For this reason, you hereby agree that for every authorization which you grant to us in this Privacy Policy, you also grant to any third party that we may hire, contract, or otherwise retain the services of for the purpose of operating, maintaining, repairing, or otherwise improving or preserving our website or its underlying files or systems. You agree not to hold us liable for the actions of any of these third parties, even if we would normally be held vicariously liable for their actions, and that you must take legal action against them directly should they commit any tort or other actionable wrong against you. The following is a non-exhaustive list of other entities that we may store, share, or transfer your information with:

· Google AdSense

Law Enforcement

You agree that we may disclose your information to authorities if compelled to by a court order. Additionally, you agree that we may disclose your information if we reasonably believe that you have violated a US law or the terms of our Terms of Service or Privacy Policy or if we believe that a third party is at risk of bodily harm. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may also proactively report you and release your information without receiving any request to third parties where we believe that it is proper to do so for legal reasons, such as instances where we believe your publications violate any law of the United States or any other country having jurisdiction over us, our Site, Services, or our Terms of Service. You release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants. We may release your information under the conditions listed in this paragraph whether it is to individuals or entities and to any state or Federal authorities within the United States, or elsewhere.

Commercial and Non-commercial Communication

By providing information to the Site that forms the basis of communication with you, such as contact information, you waive all rights to file complaints concerning unsolicited email from us, since you have agreed to such communication by providing your information to us. However, you may unsubscribe from certain communications by notifying The Asquith Group that you no longer wish to receive solicitations or information and we will endeavour to remove you from our database where you have the right to request this under our Agreement, Privacy Policy, or applicable law, or where we voluntarily decide to grant the request.

Third Parties

The Asquith Group may post links to third party websites on our Site or Service, which may include information that we have no control over. When accessing a third party site through our Site or Service, you acknowledge that you are aware that these third party websites are not screened for privacy or security issues by us, and you release us from any liability for the conduct of these third party websites.

Please be aware that this Privacy Policy, and any other policies in place, in addition to any amendments, does not create rights enforceable by third parties. The Asquith Group bears no responsibility for the information collected or used by any advertiser or third party website. You must review their Terms of Service and Privacy to understand how their information collection practices work.

Security Measures

We take certain measures to enhance the security of our Site and Services and to ensure the security of your financial information. However, we make no guarantees as to the security or privacy of your information. We recommend that you use anti-virus software, routine credit checks, firewalls, and other precautions to protect yourself from security and privacy threats.

Your European Privacy Rights

The Asquith Group intends to comply with Directive 95/46/EC of the European Union. If you are a resident of any EU member countries please contact us at info@theasquithgroup.com with any privacy questions.

Age Compliance

We intend to fully comply with international laws respecting children’s privacy. Therefore, we do not collect or process any information for any persons under the age of 18. If you are under 18 and using our Site or Service, please stop immediately and do not submit any information to us.

International Transfer

Your information may be transferred to - and maintained on - computers located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. We may transfer personal information to Indonesia or elsewhere and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Amendments

Like our Terms of Service, we may amend this Privacy Policy from time to time.

When we amend this Privacy Policy, we will place a note on our Site or we may contact you. You must agree to the amendments as a condition of your continued use of our Site and Service. If you do not agree, you must immediately cease using our Site and Service and notify us of your refusal to agree by e-mailing us at info@theasquithgroup.com.

Term and Conditions of the Asquith Group Asia, Tokyo Japan

Your Acceptance

Welcome to the Terms and Conditions for www.theasquithgroup.com. The Asquith Group is an investment and wealth management company helping expatriates living in Asia manage and invest their finances. This is an agreement (“Agreement”) between The Asquith Group (“The Asquith Group”), the owner and operator of www.theasquithgroup.com (the “Site” and any “Services”) and you (“you” or “your” or “user(s)”), a user of the Site and Service. This Agreement is legally binding and governs your use of our Site and Service. Throughout this Agreement, the words “The Asquith Group,” “us,” “we,” and “our,” refer to, The Asquith Group, and our website, www.theasquithgroup.com, and any of our financial Services provided through our website. By using or accessing our Site and using any of our Services, you acknowledge and agree to these terms and agree to be bound by this Agreement and the Privacy Policy. We may amend our Terms of Service or Privacy Policy from time to time, we will notify you of these changes to our policy. Your continued use constitutes acceptance to these changes.

If you do not agree to the Terms and Conditions or the Privacy Policy please stop using our Site and Service immediately. Users of our Site and Service must be above the age of 18.

The Asquith Group Description of Service

The Asquith Group is a financial advisory service that caters to the global expatriate community. The Asquith Group offers wealth management, offshore investment and retirement planning along with other financial investment vehicles and opportunities. We lead the investment industry in knowledge and high level performance. We use our experience and know-how to bring you the best in international investment.

Contact Information

In order to contact us, we ask you to submit your name, phone number, email address and other financial information. Additionally, we request that you leave a short message describing your financial goals and needs.

Confidentiality

During your use of our Service you will be exposed to Confidential Information. “Confidential Information” means any information or communications whether written, oral, graphic or electronic, provided to you by us including but not limited to investment plans, strategies, agreements with third parties, and all other investment related information. In order to protect our investment knowledge and financial techniques, it is important that none of our Confidential Information be disclosed. Therefore, by submitting information to us and using our Service, you agree that you will not disclose any Confidential Information to any person or entity except as we may approve in writing. Additionally, you agree to use your best efforts in safeguarding our Confidential Information. In the event of any violation of this provision of the Agreement, you agree that a breach will cause irreparable damage to The Asquith Group. Therefore, if you breach this provisions we will be entitled to injunctive relief, without being required to post any bond, thus restraining you from violating or continuing to violate this Agreement.

Intellectual Property Rights

The design of the www.theasquithgroup.com along with The Asquith Group created text, scripts, graphics, interactive features and the trademarks, service marks and logos contained therein (“Marks”), are owned by or licensed to The Asquith Group, subject to copyright and other intellectual property rights under United States, EU and foreign laws and international conventions. You agree to not engage in the use, copying, or distribution anything contained within the Site or Service unless we have given you express written permission.

Non-Disparagement

Our reputation is very important to us. By submitting any information to us or using any of our Services you agree that you will not disparage The Asquith Group, its services, officers, agents or employees in a harmful manner that will either hurt our reputation or our business reputation. This non-disparagement clause becomes effective immediately after you agree to our Terms of Service. The word “disparage” shall mean making comments to a person not a party to this agreement which would be actionable under legal principles of defamation or which materially cause damage to the reputation of a party to this agreement. In the event of any violation of this provision of the Agreement, you agree that a breach will cause irreparable damage to The Asquith Group. Therefore, if you breach this provisions we will be entitled to injunctive relief, without being required to post any bond, thus restraining you from violating or continuing to violate this Agreement.

Limitations on Liability

IN NO EVENT SHALL THE ASQUITH GROUP, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF OUR SITE OR SERVICE, (II) PERSONAL INJURY, LOSSES OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR FINANCIAL SERVICES AND PRODUCTS, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF OUR PRODUCTS MADE AVAILABLE VIA THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. IN THE EVENT OF ANY PROBLEM WITH THIS SITE OR SERVICE, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS WEB SITE. IN THE EVENT OF ANY PROBLEMS WITH OUR SERVICE, YOU AGREE OUR LIABILITY IS LIMITED TO THE LOWEST LEGALLY ALLOWED AMOUNT IF ANY. THE ASQUITH GROUP IS NOT LIABLE TO YOU OR TO THIRD PARTIES FOR ANY DAMAGE, HARM, INJURY OR CLAIM THAT ARISES FROM YOUR USE OF ANY PRODUCTS PURCHASED FROM OUR SITE.

Representations and Warranties

WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE MERCHANTABILITY OF OUR SERVICE OR FITNESS FOR ANY PARTICULAR PURPOSE. WE SPECIFICALLY DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES. WE OFFER FINANCIAL SERVICES HOWEVER WE DO NOT AND WILL NOT GUARANTEE THE PROFITABILITY OF YOUR INVESTMENTS. YOU AGREE THAT YOU ARE RELEASING US FROM ANY LIABILITY THAT WE MAY OTHERWISE HAVE TO YOU IN RELATION TO OR ARISING FROM THIS AGREEMENT OR OUR SERVICES, FOR REASONS INCLUDING, BUT NOT LIMITED TO, FAILURE OF OUR SERVICE, NEGLIGENCE, OR ANY OTHER TORT. TO THE EXTENT THAT APPLICABLE LAW RESTRICTS THIS RELEASE OF LIABILITY, YOU AGREE THAT WE ARE ONLY LIABLE TO YOU FOR THE MINIMUM AMOUNT OF DAMAGES THAT THE LAW RESTRICTS OUR LIABILITY TO, IF SUCH A MINIMUM EXISTS.

WE ARE NOT LIABLE FOR ANY FAILURE OF THE SERVICES OF OUR COMPANY OR A THIRD PARTY, INCLUDING ANY FAILURES OR DISRUPTIONS, UNTIMELY DELIVERY, SCHEDULED OR UNSCHEDULED, INTENTIONAL OR UNINTENTIONAL, ON OUR WEBSITE WHICH PREVENT ACCESS TO OUR WEBSITE TEMPORARILY OR PERMANENTLY.

For Jurisdictions that do not allow us to limit our liability: Notwithstanding any provision of these Terms, if your jurisdiction has provisions specific to waiver or liability that conflict with the above then our liability is limited to the smallest extent possible by law. Specifically, in those jurisdictions not allowed, we do not disclaim liability for: (a) death or personal injury caused by its negligence or that of any of its officers, employees or agents; or (b) fraudulent misrepresentation; or (c) any liability which it is not lawful to exclude either now or in the future.

IF YOU ARE A RESIDENT OF A JURISDICTION THAT REQUIRES A SPECIFIC STATEMENT REGARDING RELEASE THEN THE FOLLOWING APPLIES “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.” YOU HEREBY WAIVE THIS SECTION OF THE CALIFORNIA CIVIL CODE. YOU HEREBY WAIVE ANY SIMILAR PROVISION IN LAW, REGULATION, OR CODE THAT HAS THE SAME INTENT OR EFFECT.

Indemnity

You agree to indemnify and hold us harmless for any claims by you or any third party which may arise from or relate to this Agreement or the provision of any of our Services to you, including any damages caused by your use of our Site or Service, or by your breach of this Agreement. You also agree that you have a duty to defend us against such claims and we may require you to pay for an attorney(s) of our choice in such cases. You agree that this indemnity extends to requiring you to pay for our reasonable attorneys’ fees, court costs, and disbursements. In the event of a claim such as one described in this paragraph, we may elect to settle with the party/parties making the claim and you shall be liable for the damages as though we had proceeded with a trial.

Third Party Links

We may link to third party websites from our own website. We have no control over, and are not responsible for, these third party websites or their use of your personal information. We do not endorse, recommend or vouch for the security of such websites. We recommend that you review their terms of service and privacy policies before accessing and using the third party site. Additionally, users may be able to post third party links through content submitted to our Site. We are not responsible for such links and do not monitor the posting of such links. Please exercise caution when clicking on such links as they may cause harm to your computer.

User Age

The Asquith Group and its Services may only be used by persons over 18 years and older. If you are under the age of 18 please do not submit any information to us and please stop using our Site and Service immediately.

Choice of Law

This Agreement shall be governed by the laws in force in Indonesia. The offer and acceptance of this contract is deemed to have occurred in Indonesia.

Forum of Dispute

You agree that any dispute arising from or relating to this Agreement will be heard solely by a court of competent jurisdiction in or nearest to Jakarta, Indonesia. If you bring a dispute in a manner other than in accordance with this section, you agree that we may move to have it dismissed, and that you will be responsible for our reasonable attorneys’ fees, court costs, and disbursements in doing so. You agree that the unsuccessful party in any dispute arising from or relating to this Agreement will be responsible for the reimbursement of the successful party’s reasonable attorneys’ fees, court costs, and disbursements.

Force Majeure

You agree that we are not responsible to you for anything that we may otherwise be responsible for, if it is the result of events beyond our control, including, but not limited to, acts of God, war, insurrection, riots, terrorism, crime, labor shortages (including lawful and unlawful strikes), embargoes, postal disruption, communication disruption, failure or shortage of infrastructure, shortage of materials, or any other event beyond our control.

Severability

In the event that a provision of this Agreement is found to be unlawful, conflicting with another provision of the Agreement, or otherwise unenforceable, the Agreement will remain in force as though it had been entered into without that unenforceable provision being included in it.

If two or more provisions of this Agreement are deemed to conflict with each other’s operation, The Asquith Group shall have the sole right to elect which provision remains in force.

Non-Waiver

We reserve all rights permitted to us under this Agreement as well as under the provisions of any applicable law. Our non-enforcement of any particular provision or provisions of this Agreement or the any applicable law should not be construed as our waiver of the right to enforce that same provision under the same or different circumstances at any time in the future.

Termination and Cancellation

We may terminate or suspend service or any other provision of services to you at our discretion without explanation and notice, though we will strive to provide a timely explanation in most cases. If you wish to terminate this Agreement, you are solely responsible for properly notifying us. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Assignment

You may not assign your rights and/or obligations under this Agreement to any other party without our prior written consent. We may assign our rights and/or obligations under this Agreement to any other party at our discretion.

Amendments

We may amend this Agreement from time to time. When we amend this Agreement, we will update this page and indicate the date that it was last modified. You may refuse to agree to the amendments, but if you do, you must immediately cease using our website and our Service. You must visit this page each time you come to our website and read and agree to it if the date it was last modified is more recent than the last time you agreed to the Agreement.

The Asquith Group Asia, Tokyo Japan on Risk Statement

Read this before proceeding

Please read this warning and disclaimer before proceeding, it explains legal and regulatory restrictions applicable for the investment services we provide.

Intended Audience

The information contained herein is provided for informational purposes and should not be regarded as an offer, or solicitation of an offer, to buy or sell any investments or related services that may be referenced at www.theasquithgroup.com.

This website is intended for professional clients and eligible counterparties exclusively. It is not intended for distribution to, or use by, any person in any jurisdiction, where such distribution or use where it is contrary to local law or regulation.

No Tax or Legal Advice

Nothing herein constitutes investment, legal, tax or other advice nor should it be relied upon in making an investment decision.

Past Performance

Past performance is not a guide to future performance. Stock markets and currency movements may cause the value of investments and income from them to fall as well as rise and investors may not get back the amount they originally invested.

Where investments are made in unquoted securities or smaller companies, their potential volatility may increase the risk of return and the income from the investment.

Money Laundering

As a result of money laundering regulations and to prevent fraud, additional documentation for identification purposes may be required when you make your investment. This is fully disclosed in the relevant account documents.

Investment Decisions

As with all financial or investment matters, you should exercise care in using the provided information on this website or any other, or through links available from this website. You should research the facts, opinions and strategies mentioned in this website before making any financial investment decisions. If you are unsure about the meaning of any information provided, please consult your financial adviser or other professional adviser.

Risk Avoidance & Fraud Prevention

The Asquith Group has extensive controls to prevent client exposure to external fraudulent, dishonest or unscrupulous practices. Fraud prevention and research teams review each opportunity to identify irregularities, scams, or otherwise suspect aspects of these investments. The Company exhausts every professionally prudent approach to minimize risk, but cannot be held liable for broad market trends or shifts in the investment environment.

No Warranty & Limitation on Liability

While all reasonable care has been taken in the preparation of all relevant documentation, The Asquith Group cannot guarantee the accuracy or completeness of such information, either expressly or implied.

Neither The Asquith Group, nor any of its directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of The Asquith Group, or of any vendor providing software or services support.

All information and content on this website is, subject to applicable statutes and regulations, furnished “as is”, without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose or non-infringement. We make no warranty as to the operation, functionality or availability of this website, that the website will be error-free or that defects will be corrected.

Investment Philosophy of the Asquith Group Asia, Tokyo Japan

The Process involved:

1. Evaluate Your Risk Capacity Level

Assess objectives, income targets, and time frame
Draw up an Investment Policy Statement

2. Evaluate Existing Investments

Assess investments, review tax issues involved, and assets diversification

3. Submit Portfolio Recommendations

Joint-analyze proposed investments

4. Institute Investment Adjustments
Rearrange accounts

5. Re-evaluate and Redistribute Portfolio

Investment evaluation and market analysis

The Asquith Group Asia, Tokyo Japan on Complete Financial Analysis

Our investments experts will collaborate with you to develop a complete evaluation to help determine your unique individual financial objectives. This will include your net worth, tax mitigation, educational financing, retirement and estate strategizing, and income and asset security. Likewise, we will analyze such issues as investment tax considerations, appropriate real estate titling steps, and our clients' capability to attain the retirement lifestyle they aspire for.

Any Plan requires an appropriate amount of Patience

No fool-proof system for acquiring, maintaining or disposing of investments exists. Investment portfolios are dynamic organisms, and productivity in the financial industry swings widely depending on the real-world market conditions. Therefore, no one can guarantee that your investments will behave according to plan in all respects and, as a result, a certain amount of patience, perhaps to last a period of many years at times, is needed to realize significant results.

Financial Planning of the Asquith Group Asia, Tokyo Japan

We Handle Your Investing Objectives as if They Were Our Own:

1. Evaluate Your Objectives
Collect data, establish targets, and pinpoint ongoing financial circumstances

2. Assess and Review
Research and develop a strategy

3. Build a Plan
Establish and outline tasks involved

4. Apply all Recommendations
Coordinate and guide the execution of the plan

5. Monitor and Adjust if Needed
Make reports and communications pertaining to your financial progress

The Asquith group Asia, Tokyo Japan on Proactive Evaluation Process

The Asquith Group aims to assist you in fulfilling your investment goals. The Asquith Group conducts regular telephone conversations to assess your progress during which we will provide you with strategic insights courtesy of a certified financial planner. Moreover, your Investment Advisor will explain your portfolio's holdings as well as your investment status.